Caring for aging parents can be challenging and it requires a lot of crucial decisions. How do you keep your parents from feeling lonely and isolated? How do you know when it’s time to employ additional help or even opt for assisted living? And how do you help them make such a transition in the first place? Every situation is different, but if you’re struggling, it’s important to know that help is available.

Staying in Close Contact With Your Aging Parents

As your parents get older, it’s more important than ever to stay closely connected to them. A report[mfn]nap.nationalacademies.org[/mfn] from the National Academies of Sciences, Engineering, and Medicine (NASEM) found that nearly a quarter of seniors 65 and older are socially isolated, largely due to factors like living alone, struggling with chronic illness, and grappling with the loss of friends and family. This can be especially difficult for widowed or single parents who live alone.

Regular contact is essential. Visit as often as possible, and call your aging parent(s) just to chat, if only for a few minutes, as often as once per day. If you don’t have time to engage daily, you can set up a schedule with your other siblings or relatives so that your parent receives a call from somebody each day.

There are other steps you can take to help your parent avoid isolation and remain socially active:

Most importantly, make sure your parent knows that you’re always just a phone call away. Encourage them to reach out to you whenever they’re feeling lonely or require some type of assistance.

Deciding Whether to Hire a Caregiver for Your Aging Parent

Caring for aging parents is easy when they’re independent: call them on the phone, pay them a visit, and occasionally help them with more complicated tasks like setting up a Facebook account. But what happens if your parent’s faculties are starting to slip? How do you determine when your parent needs live-in help or something more?

First, look out for the following red flags:

Also watch out for possible signs of dementia or Alzheimer’s: significant memory lapses, disorientation, frequently getting lost, problems speaking, or problems concentrating.

If your parent is starting to struggle with the basics as bulleted above, they may require some in-home assistance, at least part-time. If your parent is exhibiting signs of dementia or is having significant difficulties with mobility, they may require round-the-clock care.

Choosing the Right Caregiver Services for Your Aging Parents

Once you determine that Mom or Dad needs some help, the more gut-wrenching decision can be whether to let them keep their independence at home or opt for a new, more supervised living situation.

In order to choose the right type of care, you’ll need to make an honest determination of how much your parent is struggling. Your parent’s physician may also be a valuable source of insight.

Paying for Caregiver Services for Elderly Parents

Some families choose to care for an aging parent without help, often due to concerns over costs. While this can be a smart move for some families (particularly those with relatively independent parents), it can be exceedingly difficult when the parent is in failing health and struggles with basic tasks.

The average person isn’t equipped to meet the complex, evolving health needs of an aging adult without expert assistance. Thankfully, there are options available for financial assistance.

Most states extend Medicaid eligibility to qualifying seniors in need of in-home caregiver services or nursing home services. Assisted living can be a bit more difficult to find coverage for, but options exist for that as well. For example, Colorado offers an Elderly, Blind and Disabled Waiver[mfn]hcpf.colorado.gov[/mfn] (EBD) that supports assisted-living services for qualifying seniors. Florida covers care through its Statewide Managed Medicaid Care – Long Term Care program[mfn]elderaffairs.state.fl.us[/mfn]. In Texas, families can register through the STAR+PLUS program[mfn]hhs.texas.gov[/mfn]. Similar options exist nationwide, and some states will even provide you with financial assistance if you decide to serve as caregiver yourself.

To find your local Medicaid office or learn about your options and eligibility, contact your local aging services department. For example, California has the Department of Aging, and New York has the New York State Office for the Aging.

Essential Items to Have When Caring for Aging Parents

If you want to help your parent to maintain his or her independence, or if you plan to provide some level of care on their behalf, you’ll want to invest in the following essentials:

When you visit your aging loved one, always do a quick audit to ensure that they’re in good health and they have everything they need:

Most importantly, just spend time with them. It’s the single most valuable thing you can do.

Caring for Aging Parents When They Resist Help

No matter how much or how little of a role you take in your parents’ care, your well-intended efforts may be met with some resistance. Don’t take it personally. Your parents are used to having things a certain way, and they’re used to being the care providers rather than the care receivers. It can be a difficult transition, but the AARP offers some tips on how to care for resistant parents in these situations:

The most important thing is that your aging parent has the resources, the love, and the support system they need to thrive from day to day. It isn’t always easy, but there’s no shame in seeking out help. It’s up to you and your family—often with the help of a knowledgeable physician—to decide what is best.

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